If online accounts are something you've considered, start your research here. These are a few of the top-rated accessible. Just remember when you are looking at these accounts and their interest rates, they aren't necessarily worse than a physical bank that doesn't offer an online option.
Start with Ally
Ally Bank has savings account that yields 0.95 percent annually with no minimum balance required. Thus, charges are avoided. Ally's 24/7 consumer service reputation is strong, the site is simple to use. Customers who wish to explore other savings products may also apply for high-yield CDs and IRAs.
Try out CIT
With CIT, you can get 0.90 percent APY on a balance under $25,000 and 1.05 percent on balances above that. There are no charges with the account except the $100 minimum balance requirement. The bank is a Small business administration Preferred Lender and does have consumer service accessible.
Save more money with American Express Personal Savings
With a 24/7 service department and no fees or minimums, you can get an APY of 0.90 percent interest on your American Express Bank savings account.
Discover a good banking account
With 24/7 service and a .80 percent interest rate, Discover could be another good option. There is no minimum fee for keeping it open, though a $500 check is needed to open the account. There are also no monthly charges.
Best online accounts No. 5 - EverBank
For those who have $1,500 to get started at the EverBank Yield Pledge Cash Industry, it could be your best choice. The account has a lot of great features and 1.01 percent APY. APY will increase to 1.25 percent once somebody puts $50,000 or more in the account. There are many more options available for only accounts, and some may offer better deals than these listed. If you spend a little time doing a little research you will find out that your money can sometimes work for you. You now have read about our top accounts, the only question left is, what account will you choose? Visit us and let us know what account you chose and why.
Start with Ally
Ally Bank has savings account that yields 0.95 percent annually with no minimum balance required. Thus, charges are avoided. Ally's 24/7 consumer service reputation is strong, the site is simple to use. Customers who wish to explore other savings products may also apply for high-yield CDs and IRAs.
Try out CIT
With CIT, you can get 0.90 percent APY on a balance under $25,000 and 1.05 percent on balances above that. There are no charges with the account except the $100 minimum balance requirement. The bank is a Small business administration Preferred Lender and does have consumer service accessible.
Save more money with American Express Personal Savings
With a 24/7 service department and no fees or minimums, you can get an APY of 0.90 percent interest on your American Express Bank savings account.
Discover a good banking account
With 24/7 service and a .80 percent interest rate, Discover could be another good option. There is no minimum fee for keeping it open, though a $500 check is needed to open the account. There are also no monthly charges.
Best online accounts No. 5 - EverBank
For those who have $1,500 to get started at the EverBank Yield Pledge Cash Industry, it could be your best choice. The account has a lot of great features and 1.01 percent APY. APY will increase to 1.25 percent once somebody puts $50,000 or more in the account. There are many more options available for only accounts, and some may offer better deals than these listed. If you spend a little time doing a little research you will find out that your money can sometimes work for you. You now have read about our top accounts, the only question left is, what account will you choose? Visit us and let us know what account you chose and why.
